Do you want your own home But your credit is not so good

via Fresh Start Home Sales https://local.google.com/place?id=6200808749148260999&use=posts&lpsid=8017320018169034423

Do you want your own home But your credit is not so good

Do you want your own home? But your credit is not so good? (678) 337-1165 see all the homes, no credit card needed, no subscriptions, but you must prequalify over the phone first! You Deserve A Beautiful Home in a nice area you are working toward owning very soon Equal Housing Opportunity Credit 480+ or better Individual or Combined Income $80,000+ or more annually no late payments last 12 months bankruptcy may be ok let's talk savings at least $2,000+ or more depending on the house See all the homes and their full requirements Sign up now below You Deserve This!

from https://member.gmbbriefcase.com/files/allactionmkt/google_post/W6JdXtXBa2.jpgFresh Start Home Sales https://local.google.com/place?id=6200808749148260999&use=posts&lpsid=8017320018169034423
via first published via Fresh Start Home Sales

How to Purchase a Home as a Single Parent in Atlanta

Single-parent households (about 20,000,000 in the US) are increasing. So is single-parent homeownership. About 25% of all recent home buyers were single.
You may feel that homeownership is impossible if you don’t have the financial cushion of a second income. You may actually have an advantage as a single-parent because you might be eligible for low- or moderate-income financing programs and grants and down payments. You should remember some things before you make that big move.
Let’s now see how you can purchase a home as a single parent living in Atlanta.

Is Home Ownership a good idea?

Homeownership may not be suitable for you when you decide. Renting can be a better choice in some instances.

You have to decide if you are ready for the responsibility and burden that comes with owning a house. When the maintenance and repair costs start to pile up, it doesn’t take long before the sparkle of homeownership begins to fade.
You don’t have any responsibility as a renter.
The landlord pays the bills and makes repairs. Do you have the energy and time to maintain your property’s landscaping, shovel snow, and clean gutters?

Next, you should consider the financial aspect – is it better to rent than to own? However, to make this critical decision, you must be aware of the market, trends in rents, and home values. A good agent can help you in this area. Call 678-337-1165 to find out more.

Are You Aware of ALL the Costs and Expenses?

Once you decide that purchasing a home in Atlanta as a single parent is the right choice, it’s essential to be aware of all costs and hidden costs of homeownership.
You don’t have to pay the mortgage or purchase price. You don’t want to be a single parent and spend too much on the house.

What will it cost to replace or repair your HVAC system if the heater fails in January or the AC stops working in July? Also, you will need to consider the cost of homeowner utilities, insurance, property taxes, HOA fees, and the inevitable maintenance and repair costs. These things are bound to happen, often at the worst possible moment.

Are You a Money Expert?

If you are willing to continue your journey and purchase a home in Atlanta as a single parent, you will need to raise funds.
There are many obstacles that single parents face, including a lower income, tight credit, and sometimes poor credit.
Here are some strategies, options, resources, and information to help you obtain mortgage financing if any of these describe you:

• Pre-qualify: It is a brilliant idea to be pre-qualified before you start house hunting. This will ensure that you only look at homes within your price range and save time. There are no qualifying delays when you make an offer.

• Down-payment Assistance: If you don’t have the money, it can seem impossible to make a down payment. However, some programs provide assistance for homebuyers with low- or moderate incomes. The Nehemiah Foundation has a list of organizations that provide assistance for first-time homebuyers.

• FHA Mortgage Program: The Federal Housing Administration’s (FHA) program offers down payment assistance. It allows for down payments of as low as 3.5% instead of the standard 10%-20%. FHA also insures loans made by FHA-approved lenders. This makes it easier to obtain mortgages from less qualified buyers.

• USDA Home Loans: The United States Department of Agriculture offers a program called Single Family Housing Direct Loan Home Loan or Section 502 Direct Loan Programme. This program is designed to increase a homeowner’s ability to repay the mortgage in a short time. The subsidy reduces the monthly mortgage payment amount for qualified home buyers.

Are You to rely on your Agent?

The process of buying a home involves many steps, and that can make it complex. Buying a home will profoundly impact your life for the next 15-30 years, especially if you are a single parent living in Atlanta because it is a significant step. Your decisions need to be wise and carefully made. A good agent in real estate can make a huge difference.

Choosing the right agent for you. These are the questions to ask agents when interviewing them:

• How many homes can you sell per year on average when representing buyers?

• What are your communication skills with buyers? Are you available for questions or consultations?

• How available are you for showings?

You’re likely already stressed as a single parent. A good agent can help reduce stress when purchasing a home in Atlanta. We can help. We at Fresh Start Home Sales also work with single parents with our Rent-to-own programs. Contact us at 678-337-1165 today!

from Blog – Fresh Start Home Sales https://www.freshstarthomesales.com/how-to-buy-a-home-as-a-single-parent-in-atlanta/
via https://www.freshstarthomesales.com

Find A Home Rent To Own Home

via Fresh Start Home Sales https://local.google.com/place?id=6200808749148260999&use=posts&lpsid=3197762717096730684

Find A Home Rent To Own Home

Find A Home Rent To Own Home You choose the home Lock it down for up to 3 years with the Exclusive right to buy only to you during the lease Buy it at any time or walk away with no further obligation Equal Housing Opportunity Credit 480+ or better Individual or Combined Income $80,000+ or more annually Homes start from 350k to 610k Move-in ready in 15 days or more depending on the house Must have savings of $2,000+ or more depending on the house This is a great opportunity! you choose the house low move-in cost easy credit and be in your house in around 15 days Call Now (678) 337-1165 You Deserve This!

from https://member.gmbbriefcase.com/files/allactionmkt/google_post/5IkvnI7eI9.jpgFresh Start Home Sales https://local.google.com/place?id=6200808749148260999&use=posts&lpsid=3197762717096730684
via first published via Fresh Start Home Sales

Rent To own for First Time Home Buyers

Rent To own for First Time Home Buyers (678) 337-1165 to see all the best homes now Find a Dream Home you love rent it for up to 3 years Buy it at anytime if you choose not to buy it no worries just leave it in good shape and walk away at the end of your lease. Easy Credit 480+ or better Individual or Combined annual income $80,000+ or more low move-in cost property roof and HVAC will be maintained for you Get Started Today Many homes are available for 15 days move in You Deserve This Opportunity! Sign up now below Free Application See all the homes for Free call only if you are ready to move Can't wait to meet you! Sign up below

from https://member.gmbbriefcase.com/files/allactionmkt/google_post/dT4BsoQGr3.jpgFresh Start Home Sales https://local.google.com/place?id=6200808749148260999&use=posts&lpsid=7141967106660341600
via first published via Fresh Start Home Sales

Rent To own for First Time Home Buyers

via Fresh Start Home Sales https://local.google.com/place?id=6200808749148260999&use=posts&lpsid=7141967106660341600